• images/banners/images1.jpg
  • images/banners/images2.jpg
  • images/banners/images3.jpg
A+ R A-

North Carolina Loan Modification Help Center

Loan Modification Help Center is a free gathering place for resources and information on the rapidly evolving field of loan modifications in North Carolina. The internet is over flowing with information on this subject with the problem being that there can be as much bad information and advice as good. For a homeowner struggling with mortgage payments and facing the possibility of foreclosure, the importance of getting straightforward information with no agenda or ulterior motive is of utmost importance. The resources we make available at Loan Modification Help Center are just what homeowners need as they seek to understand their options and get the information they need to make the critical decisions involved in a loan modification in North Carolina.
Resources available at Loan Modification Help Center come in the form of educational articles, the latest news on mortgages and modifications, and interaction with other visitors to share information and personal experiences in North Carolina. Educational aspects of the website focus on imparting the knowledge necessary for homeowners to fully understand how loan modifications work, who they work for, and the best ways to optimize the results of a completed modification.
Loan Modification Help Center offers the most current news on the issues facing todays homeowners including the latest updates on changes in foreclosure laws, government initiatives like the Obama administrations  Homeowner Affordability and Stability Plan, the direction of interest rates, and more. It,s a place where homeowners can easily stay on top of what is going on in the rapidly changing field of loan modifications.
Visitors to Loan Modification Help Center are encouraged to share their knowledge, information, and personal experiences in the Commentary sections that follow both news and educational articles related to North Carolina. This real life information, whether it is a success story or cautionary tale, is extremely valuable as it comes from people at various stages of the loan modification process.
Homeowners seeking a loan modification have a lot of information to digest, sometimes in a very short period of time. Our goal at Loan Modification Help Center is to provide those homeowners free, un-biased, and ongoing information and education to help them make the best decision possible when it comes to their loan modification in North Carolina.


A   |   B   |   C   |   D   |   E   |   F   |   G   |   H   |   I   |   J   |   K   |   L   |   M   |   N   |   O   |   P   |   Q   |   R   |   S   |   T   |   U   |   V   |   W   |   X   |   Y   |   Z     
Are You Eligible?
Check your loan modification eligibility now.
Property & Loan Information
Property State
Approx Property Value
Mortgage Payment Status
Total Loan Balance
Who is Your Lender
Monthly Income
Are you experiencing financial hardship?
Fixed/Adjustable Loan
First Name
Last Name
Primary Phone
Email
Past Due on Credit Cards?
Unsecured Debt
Contact Information

Random News

Prev Next

Want relief from your mortgage? Get a tr…

If you want to shed your mortgage burden, then you may go for a trial loan modification for that purpose. This will help you to navigate through your actual mortgage...

FHA Loans and Rented Properties

Your can keep your house purchased with an FHA loan and then rent it out and again borrow another FHA mortgage for a new house. But a...

Loan Modification Advice

If you need help understanding your option of taking advantage of the loan modification process, the help is available to you everywhere. The process is quite tricky and...

Investors holding up mortgage modificati…

NEW YORK — The federal government keeps bailing out the financial industry, but some working in that world seem reluctant to do their part, even if that...

Business Feed

Business Feed from the newsroom

Economy

The Economy and you

I ate drank slept and lived fighting wit…

Stories of homeowners who feel mistreated by their banks are commonplace these days. Hundreds of thousands of people are underwater and behind on their mortgages. As they...

LOAN MODIFICATION HELPS WITH THE THREAT …

If you are anguishing over the possibility of foreclosure on your home, there is an option that can help save your home and dignity. With all the...

Huffington Post blogger and accidental a…

Huffington Post blogger and accidental activist, Richard Zombeck founded ShametheBanks.org after watching as nearly all homeowners who told their story publicly managed to cause enough of a stir to...

Bailing out the economy

Bailing out the economy

Loan Modification Hardships

The loan modification process all comes down to one thing, are you qualified. Can you get the lender to agree to proceed in granting you a loan...

Ex City Councilman Duped as Brooklyn Rea…

Real estate crime is so prevalent in Brooklyn, even a former city councilman was duped, the Brooklyn DA announced yesterday. The DA’s Mortgage Fraud and Real Estate Crimes Unit...

Man offered $2 mortgage loan modificatio…

How would you like to have your loan modification to result in a payment reduction of reduced $2 and never know the real reason why? In an ...

The Better Business Bureau Calls ShortRe…

ShortRefiNow.com, of Roseville, California, has been labeled by The Better Business Bureau as a scam. Having received numerous complaints of shoddy service, non performance, and no refunds,...

Why Mortgage Loan Modifications Are Incr…

People find themselves in need of mortgage loan modification for a variety of reasons.  For example, recent statistics show that the average family income has decreased over...

How Foreclosures Affect Your Credit

If you are interested in getting a loan modification then there is a good chance you are suffering from some serious financial problems.  Most likely, there are a...

Upfront Premium Refund

Are you entitled to an upfront premium refund?  FHA rules about premium refunds have changed a lot in the past ten years, but here at the Loan Modification...

Principle Reduction

Prior to the Obama administration’s unveiling of the “Homeowner Affordability and Stability Program” (HASP), principle reductions were considered to be somewhat like the pot of gold at the end of...

Loan Modification Advice

If you need help understanding your option of taking advantage of the loan modification process, the help is available to you everywhere. The process is quite tricky and...

State Mediation Programs and Foreclosure…

State foreclosure mediation programs that bring together mortgage servicers and troubled property owners put foreclosures on hold when mediation has started. Foreclosures should be halted when mediation...

If you need help understanding your option of taking advantage of the home loan modification process, the help is available to you everywhere. The process is quite tricky and it is highly recommended that you do indeed seek legal advice before signing on the dotted line, in order receive the most efficient and cost-effective modification to your mortgage payment.

Where do I get Advice
There is advice all over the web on how to receive a loan modification; some of this advice is quite helpful, while some is quite dreadful. There is also the opportunity to hire a professional service that will help you go through the paperwork and work with the lender to help you get all the benefits that you deserve, due to a hardship. Loan modification is a process that must be understood completely and thoroughly. This article can actually offer you an insight on the process of loan modification and tips that will better help you as a homeowner save your home from the risk of a foreclosure.

Loan Modification Advice
First and foremost, it is important to determine if you are eligible for a loan modification. This requires writing a letter of hardship explaining to the lender what exactly the reason is for your late payments and the fact that you are unable to pay your mortgage. Doing a loan modification on your own requires more than just advice. Becoming educated about the process is more important. This is perhaps a good reason to hire a professional loan modification company to take part in the process. They will handle everything for you, while educating you in the progression. There is a fee charged for hiring these companies, but in turn your mortgage payment can be lowered quite a bit and professionals can even find things in your original loan papers that may prove that the lender may have broken the law during your original mortgage signing.

If you do choose to take the big leap of the loan modification process on your own, you must first contact the lender and they will lead you to the correct department, normally the loss mitigation department. You may not want to directly say that you are in the process foreclosure. We do not want the lender to think your situation is not worth their time before hearing you out. Always document anything relating to the loan modification process, every phone call and any other information you may receive during the process must be documented. Always discuss every option available with your lender, so that you may come up with the best alternative for you. It is true you will save money going directly through your lender and let’s face it, you are struggling already trying to make your payments, but professional assistance can help immensely.

No matter what direction you decide to take, loan modification will be what determines the amount of time you have in your home. If you are eligible you should act as soon as possible.

Login

Register

*
*
*
*
*

* Field is required