• images/banners/images1.jpg
  • images/banners/images2.jpg
  • images/banners/images3.jpg
A+ R A-

Texas Loan Modification Help Center

Loan Modification Help Center is a free gathering place for resources and information on the rapidly evolving field of loan modifications in Texas. The internet is over flowing with information on this subject with the problem being that there can be as much bad information and advice as good. For a homeowner struggling with mortgage payments and facing the possibility of foreclosure, the importance of getting straightforward information with no agenda or ulterior motive is of utmost importance. The resources we make available at Loan Modification Help Center are just what homeowners need as they seek to understand their options and get the information they need to make the critical decisions involved in a loan modification in Texas.
Resources available at Loan Modification Help Center come in the form of educational articles, the latest news on mortgages and modifications, and interaction with other visitors to share information and personal experiences in Texas. Educational aspects of the website focus on imparting the knowledge necessary for homeowners to fully understand how loan modifications work, who they work for, and the best ways to optimize the results of a completed modification.
Loan Modification Help Center offers the most current news on the issues facing todays homeowners including the latest updates on changes in foreclosure laws, government initiatives like the Obama administrations  Homeowner Affordability and Stability Plan, the direction of interest rates, and more. It,s a place where homeowners can easily stay on top of what is going on in the rapidly changing field of loan modifications.
Visitors to Loan Modification Help Center are encouraged to share their knowledge, information, and personal experiences in the Commentary sections that follow both news and educational articles related to Texas. This real life information, whether it is a success story or cautionary tale, is extremely valuable as it comes from people at various stages of the loan modification process.
Homeowners seeking a loan modification have a lot of information to digest, sometimes in a very short period of time. Our goal at Loan Modification Help Center is to provide those homeowners free, un-biased, and ongoing information and education to help them make the best decision possible when it comes to their loan modification in Texas.


A   |   B   |   C   |   D   |   E   |   F   |   G   |   H   |   I   |   J   |   K   |   L   |   M   |   N   |   O   |   P   |   Q   |   R   |   S   |   T   |   U   |   V   |   W   |   X   |   Y   |   Z     
Are You Eligible?
Check your loan modification eligibility now.
Property & Loan Information
Property State
Approx Property Value
Mortgage Payment Status
Total Loan Balance
Who is Your Lender
Monthly Income
Are you experiencing financial hardship?
Fixed/Adjustable Loan
First Name
Last Name
Primary Phone
Email
Past Due on Credit Cards?
Unsecured Debt
Contact Information

Random News

Prev Next

Seven Important Federal Loan Modificatio…

Every newspaper, television news outlet and website has reported on loan modifications in one form or another.  Some of this reporting has given false information, bad intelligence and...

Post Loan Modification Defaults and What…

A recent study showed that one half of loans modified in the first half of 2008 had slipped back into default within six months. More surprising than...

Obamas Foreclosure Plan

As you may have already heard, President Obama released information about his new foreclosure plan for homeowners with details to follow on March 4th. This is part two of the...

LOAN MODIFICATION HELPS WITH THE THREAT …

If you are anguishing over the possibility of foreclosure on your home, there is an option that can help save your home and dignity. With all the options...

FHFA Announces Loan Modification Program…

Federal Housing Finance Agency (FHFA) director James Lockhart announced on Tuesday that the FHFA, along with Fannie Mae and Freddie Mac, would be adopting a new, streamlined approach to loan...

Real Estate New

Real Estate news

How Foreclosures Affect Your Credit

If you are interested in getting a loan modification then there is a good chance you are suffering from some serious financial problems.  Most likely, there are a...

Principal Reduction with a Bankruptcy At…

In California many homeowners are stuck in upside down mortgages and want to know how to get a principal reduction with a bankruptcy attorney if they have a...

Do you need mortgage help?

You need mortgage help and have tried refinancing or a loan modification with your lender and both the loan work and refinance have been declined a short...

I ate drank slept and lived fighting wit…

Stories of homeowners who feel mistreated by their banks are commonplace these days. Hundreds of thousands of people are underwater and behind on their mortgages. As they...

Bailing out the economy

Bailing out the economy

Real Life Success Stories

People usually do not just want to hear about the hypothetical success of any product or service; Americans want to see real life proof.  For example, it...

Loan Modification Advice

If you need help understanding your option of taking advantage of the loan modification process, the help is available to you everywhere. The process is quite tricky and...

Mortgage Loan Modification and How It Ca…

Mortgage loan modification - How can it help? Mortgage loan modification can give you several different options to ease your financial situation. These options include, but are not ...

Home owners are facing rate adjustments

Many home owners are facing rate adjustments this year on purchase and refinance loans they qualified for when banks were offering Stated Income Liar Loans to anyone that...

EMERGENCY!! PLEASE TAKE ACTION RIGHT NOW…

EMERGENCY!! PLEASE TAKE ACTION RIGHT NOW… SAVE BANKRUPTCY REFORM! JUST MINUTES AGO… House Rules Committee agreed to allow the bankruptcy modification amendment THAT WOULD ALLOW JUDGES TO MODIFY MORTGAGES...

Four GOP State Attorneys General Object …

Four Republican state attorneys general said they oppose forcing banks to reduce the value of loans for troubled homeowners as part of a state-led mortgage-servicing settlement proposal....

Can Loan Modifications Save the Housing …

Much has been made of the Obama administration’s “Homeowner Affordability and Stability Program” (HASP) and its ultimate goal of saving four to five million households from foreclosure. The...

FHA Raises Its Premiums to Insure Repaym…

The Federal Housing Administration, a U.S. agency that is rapidly shouldering more of the risk on home loans, raised the premiums it charges for insuring that mortgages will...

Mortgage Fraud and You

Did you know that executives throughout America are finally being brought to justice for the predatory lending and subprime mortgage fiasco?  The subprime mortgages that helped ruin the current economy...

If you need help understanding your option of taking advantage of the home loan modification process, the help is available to you everywhere. The process is quite tricky and it is highly recommended that you do indeed seek legal advice before signing on the dotted line, in order receive the most efficient and cost-effective modification to your mortgage payment.

Where do I get Advice
There is advice all over the web on how to receive a loan modification; some of this advice is quite helpful, while some is quite dreadful. There is also the opportunity to hire a professional service that will help you go through the paperwork and work with the lender to help you get all the benefits that you deserve, due to a hardship. Loan modification is a process that must be understood completely and thoroughly. This article can actually offer you an insight on the process of loan modification and tips that will better help you as a homeowner save your home from the risk of a foreclosure.

Loan Modification Advice
First and foremost, it is important to determine if you are eligible for a loan modification. This requires writing a letter of hardship explaining to the lender what exactly the reason is for your late payments and the fact that you are unable to pay your mortgage. Doing a loan modification on your own requires more than just advice. Becoming educated about the process is more important. This is perhaps a good reason to hire a professional loan modification company to take part in the process. They will handle everything for you, while educating you in the progression. There is a fee charged for hiring these companies, but in turn your mortgage payment can be lowered quite a bit and professionals can even find things in your original loan papers that may prove that the lender may have broken the law during your original mortgage signing.

If you do choose to take the big leap of the loan modification process on your own, you must first contact the lender and they will lead you to the correct department, normally the loss mitigation department. You may not want to directly say that you are in the process foreclosure. We do not want the lender to think your situation is not worth their time before hearing you out. Always document anything relating to the loan modification process, every phone call and any other information you may receive during the process must be documented. Always discuss every option available with your lender, so that you may come up with the best alternative for you. It is true you will save money going directly through your lender and let’s face it, you are struggling already trying to make your payments, but professional assistance can help immensely.

No matter what direction you decide to take, loan modification will be what determines the amount of time you have in your home. If you are eligible you should act as soon as possible.

Login

Register

*
*
*
*
*

* Field is required